If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Annual Fee: $0. Cookie Notice What is the best low interest credit card? With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. However, it may take up to 21 days in some cases. They could have at least have forms on their website to print and send. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. From the Transfer Funds To drop-down, select the credit card that will received the balance. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. What is the best balance transfer credit card? How balance transfers work New comments cannot be posted and votes cannot be cast. Carrying that balance is costing you $1,000 a year in interest. Always the last place you look lol. Four reasons a credit-card balance transfer may be a bad idea WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. How Prepaid Cards Work & Why You might want one? You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. I only realised this when my replacement card was lost and I called up for a new one. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. To replace your myki online, you must be requesting the same fare concession type as your original myki. How Many Credit Cards Should a College Student Have? How to transfer or move myki money pass (Public - YouTube Wtf? 0000001606 00000 n Myki card Myki card child pages. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Check your old Myki cards - Daniel Bowen I called customer service and was advised I needed to go in person to Flinders St station to do it. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. 187 0 obj For a bus anyway. Find out how much to top up at Fares. Can I check my myki card balance online? - TipsFolder.com If you have a Mastercard or VISA card you can get and top up a Mobile myki. A subreddit for Melburnians and Melbourne enthusiasts! Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Your card provider holds the right to approve or deny your request for a balance transfer. I have my most recent card that has $6.54 on it. What are the best student credit cards for cash back? The costs of a balance transfer. Enter your cell phone number and well send you a link to install the WalletHub app. What is a Balance Transfer Credit Card? | Discover This is how I feel when people ask if I can fax them a form. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. xen0. What happens to your credit card after a balance transfer? To use, simply: top-up your card tap on at the start of your journey tap off at the end. 0000014515 00000 n endobj A balance transfer does not happen automatically. How do I know if my balance transfer was approved? If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. What a frikkin waste of money! December 29, 2022 - 1:47PM. You can also update it there if youre not on the latest version. 0000005348 00000 n The card itself holds the balance, rather than a back office system telling the readers that the balance is available. How do I get a refund for my Myki card? - Melbourne Forum Please note, balance transfer is not instantaneous. Transfer a Balance From One Synchrony Bank Card To Another For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. You might also lower your overall monthly payments and turn multiple bills into one easy payment. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. I'm in Adelaide. Then I begrudgingly bought a new Myki card. No, you cannot transfer a balance from one Synchrony Bank credit card to another. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Myki Card | Buy or Top-up | Transport and Driving | Service Victoria My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. I know it's not possible to do it online. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Whats the Difference between Business vs. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Do I ever lose the money . If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Your balance is protected from the time you tell us your myki is lost or stolen. About go card | Translink After all, I was going to pay more money as opposed to the concession rate. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. 0000002823 00000 n For instance, your applications for new cards and balance transfers remain subject to approval. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. No. Meticulous in his research, he provides accurate and up-to-date information. -- Lee Huffman, credit card expert at BaldThoughts.com. 0000001798 00000 n Your Mobile myki will now appear in Google Wallet. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Go to Settings > Connected devices > NFC. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? We cant replace a lost or stolen unregistered myki. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. 0000003374 00000 n Well block your myki and arrange a replacement myki. Does a balance transfer happen automatically? This is a requirement of Google. When a Myki card is lost or . That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Myki - Wikipedia Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. You need to apply for a balance transfer. Keep in mind that credit utilization is also affected by individual card balances. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. We're looking to expand the number of card types available, so more passengers can use Mobile myki. 0000003014 00000 n Nor does your card expire after 90 days of not getting used. 0000005171 00000 n They're talking bullshit. One may also ask,do pensioners get free train travel in . Balance Transfers for Credit Cards - Tips and Advice | CIBC Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. The process begins when you submit a balance transfer application. %%EOF Here's where to find it: After logging in to your account, go to "Card Details.". Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Your original go card will be cancelled immediately and cannot be used for further travel. This lets you contact us to request a refund of any balance on the Mobile myki. 0000002627 00000 n Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. If you receive a check, you then need to forward it to your old card provider. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Assume that your new card charges a 3% balance transfer fee. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. This answer was first published on 03/01/23. Add a travel card to Apple Wallet - Apple Support (AU) trailer If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. I am only onto my second card because the first was lost. You can also request up to two years of travel and transaction history by calling1800 800 007. To transfer Myki you need to deactivate the myki card and move to the new device. A Mobile myki expires after two years. The cost would have been deducted from the balance at transfer. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Online at Public Transport Victoria website . This 0% interest period can help you carry your debt for a limited time without paying interest. If you receive a check, you need to send it to your old cards issuer on your own. A quick tutorial to transfer your myki balance between google pays on different android phones. Most issuers of balance transfer cards let you initiate the balance transfer process online. Update the app and try again. endobj A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Seniors Card Frequently Asked Questions (FAQs) No. Balance transfers usually go through in five to seven days, although they may take longer. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. damage that exceeds normal wear and tear. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. What if my card is lost or stolen? That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. Yes. No. xref If you're still travelling after 2 hours, you'll be charged a daily fare. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. You need to be connected to the internet to top up your Mobile myki. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. endobj Reddit and its partners use cookies and similar technologies to provide you with a better experience. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. In addition, it is not any companys responsibility to ensure all questions are answered. What is a balance transfer and how does it work? - CreditCards.com